Main Article Content

Abstract

The research paper analysis in the PCARDBs is the beating – heart of Rural development in India – Challenges and opportunities. The secondary data of this research paper is different collect from various references of India. PCARDBs is an essential requirement for every day to day beating – heart of most backward areas. The PCARDBs is the beatings-heart of rural farmers requires micro study of farm requirements in all its aspects. The PCARDBs is an essential importance of arises from the role in plays in rural development [primary co-operative Agriculture and rural development Banks] Gandhiji said, “real Indian lies invinages” and village economy is the beating- heart of Indian rural farmers”. The PCARDBs in the key indicator in measuring success for most backward in rual areas. The PCARDBs is said to be “eyes” and “ears” of rural farmers. To make all PCARDBs. viable and ensure adequate and timely flow of co-operative credit society to the rual farmers. In collaboration with state governments have been taking a serious of the steps to strengthen PCARDBs and to correct imbalances in co-operative credit society development. The steps were taken to re-organize viable PCARDBs and for amalgamation of non-viable societies or large size multipurpose societies. These efforts are being intensified by providing larger funds to weaker societies to write off their losses, bad depots and overdress the present research studies an attempt to make an appraisal of the rural credit structure and the role of played by PCARDBs in the rural development of most backward in rural farmers. The research study finds and concludes that PCARDBs in India has significantly improved in rural farmer’s life.

Article Details