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Abstract

The term savings refers to the surplus of an individual from his earnings after meeting necessities. Savings is a habit specially embodied to women. The surplus of the individuals is kept in the form of various investments. Investment is the sacrifice of certain present value for the uncertain future reward. Choosing the right investment plan for women depends largely on her financial goals, employment status, age, time horizon and most importantly risk aptitude. The habit of Savings and investment empowers women investors in many aspects. The way in which women are empowered, the extent to which they are empowered are analyzed by the researcher. The study has been executed by the researcher using descriptive research design. Using simple random sampling, 60 respondents were selected for executing the study. The study reveals that women are empowered by way of gaining economic independence, self-reliance improvement in self-confidence, decision making skills and administrative skills.

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