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Abstract
Digital financial services refers to the financial services that can be accessed and delivered through various digital channels such as internet, mobile phones, point of sale terminals, etc. With the increase in the use of technology and better internet connectivity, digital financial services have become easily accessible.The government of India is focusing to make India a cashless economy and to achieve this government has been trying hardto involve people towards higher usage of digital financial services through launching various schemes like Lucky Grahak Yojana, Digi DhanVyapar Yojana and so on. The government of India announced these schemes to encourage the consumers and merchants to adopt digital means for their transactions by offering benefits.