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Abstract
: A group of 4 to 20 members can form a self-help group. They develop a habit of savings. The amount so collected is used for disbursement of loan. Those who do not have formal banking facilities can avail these loans for self-employment and livelihood. The self-help SHG and microfinance is for those who do not have access to formal credit facilities. Self-help groups become the basis for action and change. It also helps building mutual trust between the promoting organization and the poor through constant contact and genuine efforts. Thus Self-help groups disburses small loans to the rural and urban poor for the purpose of making them self-reliant and encouraging them to enter in to income generating activities. Access to microfinance enhances the position of women. Ultimately results in Women Empowerment.