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Abstract

This study is try to analyses the importance and performance of SHGs in promoting women’s empowerment. This study addresses women empowerment through self-help groups in Perambalur District, Tamilnadu. Women empowerment includes the life of women at multiple levels, family, society, government, education, economic, employment, promotion and Politics too. The broad objectives of the study is to analyses the operating system of SHGs for small savings, delivery of credit to the needy  persons, management of group funds, method of repayment of loans and examine the social benefits derived by the SHGs members. The study reveals that SHGs had set a new agenda for financial intermediary such as banks and NGOs in the form of Micro-credit that are demanded for various purposes.  Similarly various different economic activities are undertaken by the SHGs members by way of saving habits, economic independence, self-confidence, property ownership, freedom from debt and through new employment avenues etc. The information required for the study has been collected from both the primary and secondary sources. The results of the study revealed that the SHGs have had greater impact on both economic and social aspects of the beneficiaries.

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