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Abstract
“To invest successfully over a lifetime one does not require a stratospheric IQ, unusual business insights or seaside information. What’s needed is a sound intellectual framework for making a decision and the ability to keep emotions from corroding that framework” - Warren Buffet. The financial market offers a wide range of investments, which differ from each other in terms of profitability, risk and waiting period. Savings is the amount that is left after spending. In banking, saving refers to saving short-term accounts, interest-bearing deposits with a bank or other financial institution. Saving generally specifies low-risk preservation of money. The investment pattern is a long-term perspective and investing one’s hard earned money is a serious subject that can have a major impact on investor's future wellbeing. In fact, everyone makes savings and investments. For any investor who invests money in various financial instruments, there will be varying degree of risks involved.