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Abstract
The banking sector is the most powerful and the leading industry in the Indian economy. After several reforms and advancement during the independence and post independence phase, the banking sector witnessed immense prosperity. The performance of banks can be measured with the assets performance. For banks the performing asset is loans and advances which generates income. The assets which are overdue for a period of more than 90days are called non-performing assets. The banking industry is growing at rapid way and at the same time it is in the clutches of non-performing assets (NPAs) which hampered the profitability of banks. As per RBI financial stability report of Dec 2018 at present Indian banking is burdened with gross NPAs of 10.8%. There has been steep rise in NPAs of a bank over the period. NPAs are the major problem and hindrance for the banks and also for the economy. In this direction effort is made to study steps taken by the Government to curb the NPAs by mission Indradhanush, Insolvency and bankruptcy bill code etc.