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In order to attain inclusive development and growth in the country, the expansion of financial services to all sections of society (financial inclusion) is important as global trends have shown. Financial exclusion results in widespread disparity in incomes and earning opportunities. The essential financial services can be provided at scale through the formal banking sector to attain inclusive growth in sectors. However, there are a number of key challenges that must to be surmounted to make growth inclusive. In the point of economic development in the country, particularly in the areas of infrastructure development, manufacturing and service industry, studies on rural poverty, financial exclusion and migration of population becomes more important.

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