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Abstract
Most of the people prefer savings so that their short term goals can be achieved easily. In case of investment, the financial needs are fulfilled by keeping a particular amount of money aside in order to achieve the long term goals. On comparison, it is found that a number of risk factors are associated with the investment and there are some cases when no growth in the invested money is seen. On the other hand, there is a healthy return is obtained as a result of savings courtesy of some rate of interests applied on the deposited money.